Cover Umbrella
Cover Umbrella
Lyrics You Hear Over and Over Again: Notable Song Covers
Nothing can beat the original, although there are always a brave few who would try. This is very applicable in music, where a number of artists who try to perform songs popularized by other artists. These are commonly known as covers. In a cover, the lyrics and the musical arrangement may be altered or changed, making the song an entirely entity at some point. However, changes in lyrics and arrangements aside, it is up to the listeners whether they would accept the new version of an old song or that. And despite the risk of not being accept by the masses, many artists have tried their hands on performing old favorites, giving familiar lyrics and music some new twists. So here are some song covers by artists who dared to try something new with already established music and lyrics from established songs.
"Beat It"
Fall Out Boy's rendition of this Michael Jackson favorite attained moderate success; a considerable achievement considering the song-from its lyrics to its music-is significantly different from anything the band has performed. There were no changes in the lyrics of the song, but Fall Out Boy gave "Beat It" a character to similar to their own. So while the lyrics of the song still advocates anti-violence messages, the music itself may seem to be saying the opposite thing.
"Killing Me Softly"
A rare case when the cover was more popular than the original, this Roberta Flack song was made into an iconic hit by The Fugees. Of course, this isn't to say Flack's version was ignored; her original version was awarded as the Song of the Year, the Record of the Year, and the Best Pop Vocal Performance by a Female Performer recognitions. Today, however, it is The Fugees' version that remains in the conscious of the general public. This goes to show that beyond the artists who performed it, the song itself is remarkable (with splendid lyrics, such as : "Stromin my pain with his fingers / Singin my life with his words / Killing me softly with his song / Telling my whole life with his words / Killing me softly with his song").
"Mandy"
The lyrics alone of this Barry Manilow original reflect the song's age. For instance, the opening lines of the lyrics go: "I remember all my life / Raining down as cold as ice / A shadow of a man / A face through a window / Crying in the night / The night goes into." Yet, this did not stop the numerous artists who covered the song.
"Umbrella"
There are instances when a new song would be covered by contemporary artists only a few months before the original was released. Of course, the covers are usually not released as singles, yet they can be acquired online. A notable example of this is Rihanna's "Umbrella." Of course, this is not surprisingly-the hooks of the lyrics and the catchy tune of the song are simply irresistible. Artists who covered "Umbrella" include Taylor Swift, Mandy Moore, Marie Digby, Linkin Park, and others. They did not change the lyrics but the arrangement of the song is usually different, giving a different light to the lyrics.
About the Author
This article on change of
Lyrics
in cover versions is presented by http://www.smartlyrics.com
I want to dye my canvas outdoor umbrella. How do I avoid shrinkage so it will go back on the wood frame?
I have a faded canvas umbrella cover. I purchased a dye but am afraid that after I dye it and it dries, it will shrink and not go back on the wooden frame. Can anyone tell me whether it will shrink and if so, how do I best avoid having it shrink? Thank you.
Use cold water and dry it out of the sun. Putting it on the frame while still damp will help too.
Cover Umbrella
Coco "Paragua" - Cover Umbrella, Rihanna
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Umbrella Insurance Explained
Most of our insurance agency clients, whom I ask if they know what umbrella insurance is meant for, cannot answer positively. Yes, they have heard about it, but they cannot say what it is for, why people need one, and who should consider buying one. So, let's start with the square one.
Liability coverage is needed when a policy holder is being sued in a civil court (not criminal). The lawsuit against a person might come as a result of a bad driving (the most frequent case) or from whatever else one can be liable for.
The driving liability protection comes from a car insurance policy. The rest is covered under homeowner's liability policy (condo or renter's policy will do the job too) - dog biting, insulting strangers, and many other things, which have not much to do with one's residence. As usual, in the world of insurance exclusions apply. So, let your insurance agent take care of gaps and exclusions.
The maximum liability you can get on your car insurance policy is $500,000. The same goes with homeowner's insurance. Some companies would go up to $1,000,000, which does not make much difference if one's total assets exceed that number. If the real ugly thing happens and you are liable for more than you are covered for then guess what?
Now you have to pay the difference out of pocket. Why? Because you do not have that extra liability provided by that really inexpensive umbrella insurance policy, which adds one, two, three or more million liability on the top of what you have on your car or home insurance.
Most of the people would say "I do not have that much in assets". If that is the case then you do not need the umbrella insurance policy. While calculating the value of your assets do not forget to include 25% of the household income for the next 10 years (garnishment of wages) on the top of bank accounts and equity in your real estate.
When you buy a personal liability umbrella insurance policy, you are getting not just higher liability coverage limits. You are buying a broader coverage as well. Your liability coverage pays for lawyer's fees and defense costs, which normally add up quickly.
By the way, if you have rental property (up to 20+ units) in your state or in a number of states you can use your umbrella to cover that exposure as well. And the cost is very nominal - around $15 a year per rental unit. The title to the rented property should be on your name, not a business entity name. The personal injury protection under umbrella insurance policy offers coverage not sometimes found in your auto and homeowner's policy. It includes defamation, invasion of privacy, false arrest, false imprisonment, malicious prosecution, wrongful entry, or eviction. Many primary policies cover bodily injury and property damage, but not personal injury.
One of the best things about Personal Umbrella Insurance is that you get lots of coverage for the money. Coverage start at $1 million, but you can go as high as $10 (sometimes even 50) million. The total annual premium for a $1 million umbrella is very affordable and could be as low as $200 a year. The premium depends on many factors including number of cars in household, how many young drivers are there, previous claims. Many companies will not sell umbrella insurance to someone who does not meet the definition of a good driver.
Umbrella liability insurance can be purchased as a stand alone policy. However, insurance companies require that you buy an underlying basic liability coverage first (homeowners/renters insurance, car insurance, or both) before you can purchase an umbrella liability policy. If you do not meet this requirement, you will be personally liable for the difference between the liability limit you should have carried and the limit you do carry. Many insurers will not offer an umbrella policy to someone whose car is insured somewhere else.
It is important to distinguish between actual umbrella policy and excess liability policy, which many mistakenly call an umbrella. The difference is very clear - excess liability policy does not cover anything, which is not covered by underlying policy, while umbrella offers a broader coverage.
Normally, the umbrella won't cover claims arising out of a business endeavor. If you own a business, even a small one, you'll need to buy a business insurance policy to be covered against liability claims. If the court assesses punitive damages against you, those damages will not be paid by your umbrella insurance. Also, as a general rule, the umbrella policy will not cover intentional acts.
About the Author
Mikhail Portnov is a Certified Insurance Counselor.
He is the CEO of California-based
Fidelity Amerisurance Insurance Services brokerage, which specializes in
both personal and commercial lines of insurance.
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Good Girl Gone Bad: Reloaded $6.75 There's a cool new development in summer singles: they no longer need to be sunny. In fact, the wetter the better. "Umbrella," the first single off Rihanna's ragingly good third album, may be her strongest ditty yet, and that's saying something considering her run of past summer chartbusters. More stylish than "S.O.S." (from A Girl Like Me) and more interesting than "Pon de Replay" (from Music of ... |
Cover Umbrella